DEPOSIT OPERATIONS AS A DRIVER OF BANKING SECTOR DEVELOPMENT IN UZBEKISTAN

Authors

  • Kholmirzaev Elbek Bakhtierovich Master’s Degree: Samarkand Institute of Economics and Service Author

Keywords:

deposit funds, banking structure, financial stability, solvency, interest rate strategy, digital technologies, government regulation, deposit policy, demand deposits, term deposits, savings accounts, investment allocations, socio-economic processes.

Abstract

This article presents a comprehensive analysis of the role of deposit operations in ensuring the stability of the banking system of the Republic of Uzbekistan. It examines the processes of deposit base formation, the impact of interest rate policy, the introduction of digital technologies, and the mechanisms of government regulation. The study demonstrates that effective management of deposit resources contributes to strengthening banks’ liquidity, increasing public trust, and promoting the sustainable development of the country’s financial sector.

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References

Central Bank of the Republic of Uzbekistan. (2022). Annual Report on the Banking Sector. Tashkent.

Ministry of Finance of the Republic of Uzbekistan & Central Bank of the Republic of Uzbekistan. (2022). Regulatory Framework in the Banking Sector: Issues and Solutions. Tashkent.

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Published

2025-10-01