EFFECTIVE METHODS FOR MANAGING CREDIT RISKS IN COMMERCIAL BANKS

Authors
  • Tukhtasinov Nuriddin Nosirjon o‘g ‘li

    University of Digital Economy and Agrotechnologies Management of commercial banks (specialization) 2nd year master's student
    Author
Keywords:
credit risk, bazel standart, risk assessment tools, risk-based lending, fintech integration.
Abstract

This thesis investigates effective methods for managing credit risks in commercial banks, analyzing their alignment with global practices and the Uzbekistan banking system. Credit risk poses a significant threat to banks’ financial sta bility, and its management is critical for economic resilience.

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References

Saunders, a., & cornett, m. M. (2019). Financial institutions management: a risk management approach. Mcgraw-hill education.

Basel committee on banking supervision (bcbs). (2017). Basel iii: finalizing post-crisis reforms.

International monetary fund (imf). (2020). Global financial stability report.

Breslow, s. (2021). Machine learning applications in credit risk modeling. Journal of financial data science.

European central bank (ecb). (2022). Stress testing methodologies for banks.

Gartner. (2023). Emerging technologies in financial services.

Markowitz, h. (1952). Portfolio selection. The journal of finance.

Hull, j. C. (2018). Risk management and financial institutions. Wiley.

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Published
2025-04-30
Section
Articles